📋 Individual Tax Return Checklist

Personal Information

  • ✅Full legal name, Social Security Number (SSN) or ITIN
  • ✅Date of birth
  • ✅Filing status (Single, Married Filing Jointly, etc.)
  • ✅Address and phone number
  • ✅Banking information for direct deposit
  • ✅Previous year's tax return (if new client)
  • ✅Driver's license or state ID

Dependent Information

  • ✅Full name, SSN, and date of birth of each dependent
  • ✅Relationship to taxpayer
  • ✅Number of months lived with you
  • ✅Childcare provider details
  • ✅Education records (if over age 18)
  • ✅Income earned by dependents

Income Documents

  • ✅W-2s from all employers
  • ✅1099-INT (interest income)
  • ✅1099-DIV (dividend income)
  • ✅1099-NEC / 1099-MISC for freelance/self-employment
  • ✅1099-R (retirement distributions)
  • ✅SSA-1099 (Social Security benefits)
  • ✅1099-B (capital gains from investments)
  • ✅Cryptocurrency transaction reports
  • ✅Rental income and expenses
  • ✅1099-G (unemployment)
  • ✅Alimony received
  • ✅Gambling winnings (W-2G)
  • ✅Foreign income and FBAR details

Adjustments to Income

  • ✅Student loan interest (1098-E)
  • ✅IRA contributions
  • ✅HSA contributions
  • ✅Educator expenses
  • ✅Self-employed SEP/SIMPLE IRA contributions
  • ✅Tuition and fees deduction

Credits & Deductions

  • ✅1098-T (tuition for education credits)
  • ✅Receipts for qualified education expenses
  • ✅Childcare expenses (with provider details)
  • ✅Charitable donation receipts
  • ✅Medical and dental expenses
  • ✅Mortgage interest (1098)
  • ✅Real estate and property tax bills
  • ✅Energy-efficient home improvement receipts
  • ✅State & local taxes paid

Health Insurance

  • ✅Form 1095-A (Marketplace coverage)
  • ✅Form 1095-B or 1095-C (other coverage)
  • ✅HSA distributions (Form 1099-SA)

Estimated Tax Payments

  • ✅Record of estimated tax payments (Federal & State)
  • ✅Dates and amounts of payments

State & Local Information

  • ✅State refund received (1099-G)
  • ✅Local or city income tax documents
  • ✅Out-of-state income records

Other Documents

  • ✅Identity Protection PIN (if issued)
  • ✅IRS/state tax correspondence
  • ✅Bankruptcy discharge documents
  • ✅Virtual currency transaction logs
  • ✅Foreign bank account details (> $10,000)