Rent vs Buy Calculator

Harbourline Advisory CPAs - How do I calculate interest on a loan or deposit?

Input Parameters

Home Price ($):

Down Payment (%):

Loan Term (years):

Interest Rate (%):

Property Tax (% per year):

Home Insurance ($ per year):

Maintenance (% of home value per year):

HOA Fees ($ per month):

Monthly Rent ($):

Annual Rent Increase (%):

Investment Return Rate (%):

Home Value Appreciation (% per year):

Time Horizon (years):

Results

Summary

Better financial option: Calculate to see result

Net difference after 30 years: $0

Monthly mortgage payment: $0

Total monthly cost of owning: $0

Loan Amortization Schedule

Calculator note

Use this tool as a planning estimate, not final advice.

Harbourline Advisory CPAs offers these calculators as educational tools for Canadian visitors. Results should be reviewed alongside your own facts, province, financing terms, and tax situation before acting on them.

These calculators are provided for general informational purposes only and should not be treated as tax, accounting, legal, or financial advice. For guidance specific to your situation, please contact a qualified professional.

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